Why Do We Need To Get Pre-Approved?

Why do we need to get pre-approved?   This  is a  question many potential home buyers ask, especially first-time buyers.   That’s a great question! Here are a few things that hopefully will help you answer that question.   It’s always fun to look at homes and dream, but while idly shopping for a home may be enjoyable, it can be a serious waste of your time and the time of your realtor if you are not looking at homes you can afford.  In today’s market, most Realtors suggest that earnest home buyers have a pre-approval letter from a lender before starting the process of finding them that perfect house — one they can afford. No one wants to absolutely fall in love with the house of their dreams, only to learn they can only afford “half” of it. Learning ahead of time the maximum you can borrow, and the payment you can comfortably live with for long-term debt makes the process much easier.  It is sometimes tempting to aim for the top of your spending ability, but buyers need to consider all the aspects of this decision for the long-haul. Another reason to obtain pre-approval before shopping is that sometimes sellers may be more willing to negotiate with people who have taken the time to obtain proof that they can afford to buy a piece of property.  Showing that you...

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6 Reasons You Should Buy or Sell a Home Using a Realtor®

 You need a Realtor® if you want it done right. Realtor.com says, “we know any home buyer (or seller!) — can do it on your own. BUT   you really, really shouldn’t. This is likely the biggest financial decision of your entire life,  and you need a Realtor® if you want it done right.” Here’s why.    Realtors have lots of expertise. Real estate has its own language, full of acronyms and semi-hidden jargon, and a Realtor is trained to speak that language fluently. Want to check the MLS for a 4B/2B with an EIK and a W/D? Do you know what SIY means? Lots of forms, reports, disclosures, and other technical documents are normally required in completing a real estate transaction. Realtors have the expertise to help you prepare a killer deal—while avoiding delays or costly mistakes that can seriously mess a transaction up. Realtors have turbocharged searching power The Internet is awesome, and online real estate listing sites help “do-it- yourself” buyers/sellers. BUT Realtors have access to many more listings and they can help you find them. Plus, a good local Realtor will know the search area better than you do. A Realtor is equipped to know the ins and outs of every neighborhood, so they can direct you toward a home in your price range that you may have overlooked. They have bullish negotiating tactics Any time you buy or sell a home, you’re going to encounter negotiations—and as today’s housing market heats up, those negotiations...

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THINGS WE ARE THANKFUL FOR

THINGS WE ARE THANKFUL FOR As we approach the Thanksgiving holiday, it seems  only natural that we focus on what we are thankful for.   Some families have a tradition of sharing their lists  with each other after a fulfilling Thanksgiving meal  with all the trimmings.  That list most always will  contain the obvious things of family, health, jobs, and  friends.   Sometimes people find it easier to focus on what we don’t have, rather than what we do have. It’s important to take time out and remember all of the things we have to be thankful for that many of us take for granted.  If you’re reading this right now, you have a lot to be thankful for … the ability to read.  Other things we probably don’t always remember to be thankful for could include: Our best friend we can call after months apart, and pick up right where we left off. Younger siblings we still get to protect and older ones who will always protect us. Sweatshirts, sweatpants, and elastic waistbands. The healing power of music, no matter what your preference is. Candles that make our homes smell like the holidays or freshly baked cookies, coffee, or a warm summer breeze. Freshly cut flowers. Planes, trains, and automobiles—because they bring us to family or bring family to us for the holidays. A smile while looking at old photos...

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BRANSON WILL ENJOY THREE DRIVE-THRU CHRISTMAS LIGHT DISPLAYS IN 2015

BRANSON WILL ENJOY THREE DRIVE-THRU CHRISTMAS LIGHT DISPLAYS IN 2015 A favorite Christmastime activity Branson residents and tourists enjoy is seeing all of the beautiful Christmas lights in the Ozarks. This year, Branson will enjoy three drive-thru Christmas light displays that welcome guests from dusk until late-night — perfect for the after-show crowd! This is in addition to all the homes and businesses that are decked out in thousands of colorful lights. Ozark Mountain Christmas Lights & Village A new drive-thru Christmas light display and attraction will debut in Branson for the 2015 holiday season. In addition to a “magical mile” drive-through display, the Ozark Mountain Christmas Lights & Village will also feature rides on the North Pole Express train, selfies with Santa, laughs with the Crackling Christmas Chickens, gourmet hot chocolate, photos with the Clydesdale horses, and a life-size nativity experience. Be sure to see this new display, Christmas in the Ozarks is breathtaking. LOCATION: 555 Buena Vista Road, Branson, MO 65616 DATES OF OPERATION: Nov. 5 – Dec. 27 HOURS: Drive through open 5:30 to 11 pm.; Village open 5:30 to 9 p.m. Thurs. through Sun. PRICE: Family vehicles: $18, Family season pass: $25 The Trail of Lights at Shepherd of the Hills Another drive-thru Christmas light display is the Trail of Lights at Shepherd of the Hills. Home to the famous outdoor theatre, the 160-acre Shepherd of the Hills Homestead transforms into...

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Making a House a Home

Making a House a Home! Making a House a Home. What’s the difference between a house and a home? A house provides shelter; a house is a structure you live in that provides for your basic needs and safety. A home is where you weather all of life’s little storms —and revel in the sunshine; a home is a place that provides you mental and emotional support, a place you look forward to being in to get away from the outside world. Do you feel that way about your home? If not, follow me…  Here are a few things that can help transform a house –  a mere shelter –  into a HOME – a safe haven. People – and other creatures – you can share it with Just as it should be, everyone going about their daily business gives a home the unmistakable sound of life. The sound of kids playing, the sounds of family pets romping in the back yard wanting your attention, while the sounds of your husband playing mechanic in the garage resonate above the music he’s singing along with. These are the ones you share your HOME with. All the noise The sounds of togetherness aren’t always soothing, but a silent house can feel empty. The dogs are barking, TV’s are blasting, music is blaring, and as life will have it, brothers or sisters, or both...

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Real estate cannot be lost or stolen

Real estate cannot be lost or stolen This is a good one to use with buyers. FDR did a great job of capturing the essence of real estate ownership as smart and safe – two of the most important aspects of any...

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